Investment Property Loan

Looking to expand your rental income portfolio? You’re in luck! It’s never been easier to purchase investment properties. Our Debt-Service Coverage Ratio (DSCR) loans allow borrowers to qualify for an investment property based on the prospective monthly rental income.

This is a great opportunity for those looking to get started with rental properties, as well as those looking to grow. Borrowers can finance up to 20 short-term or long-term rental properties with loans up to $2M.

Depending on the scenario, the minimum down payment and credit score start at 20% and 640 respectively. Similar to Jumbo loans, lenders will likely require the borrower to have cash reserves in order to prove that they can make their monthly payments.

A Spanish-style white home with tile roof and two large garages